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Access to Social Security 3-5 days early. Charlie is not a bank. Banking services provided by Sutton Bank, member FDIC.

Charlie gives you access to the funds that are rightfully yours so you can enjoy a life you rightfully earned - when you decide. Having spent a lifetime providing financial security and emotional support …

Up to $250,000 fully insured. Your time is here to enjoy – not worry – about your savings. That’s why Charlie accounts are insured up to $250,000 through our partner bank, Sutton Bank, Member FDIC.

Discover Charlie - Simple & secure banking for US retirees. Access Social Security payments 3-5 days early. Enjoy retirement with Charlie.

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Comprehensive, personalized financial protection built exclusively for the 62+. Charlie is not a bank. Banking services provided by Sutton Bank, member FDIC.

Please see our legal page for more information about policies including the Charlie eSign Agreement, Privacy Policy, Terms & Conditions, and Cardholder Agreement.

Weekly Newsletter Charlie FraudWatch A free weekly newsletter to help keep you and your hard-earned money safe. Topics include:

Charlie provides you with financial services like early payment and fraud protection, while Sutton Bank holds customer deposits, something it has been doing since 1878.